What can go wrong, stated in full and first.
Read this before you fund a seat. Your contribution is at risk, an uncovered shortfall is real, and venue, chain, stablecoin and code failures remain possible. Figures are fixed when an Arlo forms.
RISK DISCLOSURE
The contracts have not been audited.
No third party has reviewed this code. No audit is pending and none has been commissioned. The source is verified on the explorer, so what you read is what runs, but nobody qualified has checked it for defects. Combined with the fact that there is no pause and no upgrade path, a defect would be permanent. Security states this in full and does not soften it.
A Trader can lose their entire $5,000.
There is no partial protection and no floor under a Trader's own contribution. It is spent first and spent entirely before anyone else is touched, and that is the design rather than a bad outcome within it.
A Backer's maximum loss is $10,000.
That is the outer limit, not the expectation. Nothing is held outside the traded wallet, so there is no reserve anywhere that tops it back up.
The 6% is contingent, not guaranteed.
It is paid if the wallet covers the Backer's capital at settlement. It is not interest, not a yield and not a promise by anybody.
A Backer cannot exit once matched.
For any reason, until settlement. A Trader may settle early, which pays the Backer sooner but is never something the Backer can ask for.
The fee is not refunded, ever.
Not on early settlement, not on a trading halt, not pro rata for unused days. It buys the term, not the time.
Nobody can intervene.
A formed Arlo has no owner, no pause, no upgrade path and no administrative key. The venue allowlist is the governed exception (one immutable owner, a 72-hour timelock). Arlo cannot reverse a transaction, recover a mistake or make an exception, and neither can anyone else.
Settlement can wait on a wallet with no ETH.
GMX charges its execution fee in ETH, and an Arlo wallet holds none — its funding is USDC by design. If a wallet reaches settlement or a trading halt with an open GMX position and no ETH, the close order cannot be paid for, settlement defers indefinitely, and neither the Trader nor the Backer sees a payout move. Nothing is lost while it waits: the money is where it should be, the position is still open, and deferral is the protocol refusing to compute a payout on a reading that is not final. But it is a wait, and both parties sit in it.
The wait ends permissionlessly, which is the point. The Guard blocks outflows only, so anyone can send ETH to the wallet — the Trader, the Backer, or the keeper, which funds wallets it finds short before triggering closes, up to a per-wallet limit. Past that limit the keeper refuses, alerts, and leaves the wallet where it is — which is exactly the moment for the Trader or Backer to move first, because no one else is coming. No key, no owner, no support ticket: the unstick is a plain transfer to an address anyone can read.
EVERY BINDING FIGURE
SET AT FORMATION, FOR THE LIFE OF THAT ARLO
Owed at settlement · before the Trader keeps anything$10,750
Fee · 5% of size: $600 bonus plus $150 to Arlo, recovered at settlement and nothing at the start$750
Closing reserve · held out of the Trader's own share, and returned if unused$50
Trading halt level · and it ends the Arlo$11,000
What a halt doescloses every position and settles the Arlo
Opening risk room · shared by all open positions and recalculated with the wallet$4,000
Termup to 30 days
Backer return if the wallet covers capital$10,600 · 6%
Trader break-even · Arlo's $750 only. The venue charges its own fees out of the same wallet, on top of this · where the trading happens+5.00% on the wallet
WHAT ARLO IS NOT
A fund
Nobody pools capital and nobody manages it on your behalf. Each Arlo is a bilateral arrangement between two addresses.
A custodian
Arlo never holds your funds. They sit in a wallet you mint and control, under rules installed at the moment it is created.
Advice
Nothing here is a recommendation to trade, to deploy capital, or to take either seat. There is no assessment of whether it suits you.
A guarantee of anything
Every obligation in an Arlo is a price or an accounting fact. There are no promises, which is why there is nobody who could break one.
CHECK IT YOURSELF
The contracts are the specification. Any Arlo is readable on chain from formation to settlement without asking us for anything.
VERIFIED ON ARBISCAN · ARBITRUM SEPOLIA · V4.7 TESTNET CASCADE
Queue0xDe87…5cEc
Wallet factory0xA4Be…19f6
Formation0x0F12…b441
Capital at risk. Nothing here is advice, and nobody can make you whole. Positions open on GMX V2, for a term of up to 30 days.